Wisconsin Paper Contractors Insurance
We offer paper contractors insurance from multiple companies in Wisconsin. Comparing your coverage with multiple companies save you time and money. Insurance companies define general contractors as paper contractors and working contractors. They are responsible for coordinating the job. Wisconsin Paper contractors generally sub out 100% of the physical work.
Working contractors are also involved in the physical labor, they might do 50% of the work and sub-contract the rest out. Rates are calculated using gross sales, owner and employee payroll, materials, and sub-contracted labor costs.
There are several additions or endorsements that can be added to the general liability insurance policy. Several of the most popular are additional insured, completed operations, per project, primary/non-contributory, and waiver of subrogation. General liability insurance protects your Wisconsin contracting or developing business from lawsuits and other liabilities, accidents, and mishaps. Providing bodily injury and property damage coverage is often served with a $500, $1,000, or $2,500 property damage deductible.
Common liability limits purchased are $1,000,000/$2,000,000. The $1,000,000 represents the occurrence limit. This is the maximum an insurance company will have paid for one claim. The $2,000,000 or second figure is the aggregate limit. This simply means the most an insurer will pay for in one policy year. Wisconsin paper contractors’ general liability insurance pays for bodily injury and property damage claims. It covers your premises, products, operation, and completed operations. For a more detailed definition, just click here: General Liability Insurance
Let us shop multiple top-rated WI contractor carriers to find the best quote for only the needed coverage. We will make it easy, trust us. Read our Bio, then request your quote. Complete our easy, quick quote form to the right or call us at 952-222-8073. Let’s do business!